Insurance

General Liability Insurance is for any businesses, and this coverage protects against financial loss as the result of bodily injury, property damage. Medical expenses, libel, slander, defending lawsuits, and settlement bonds or judgments.

Product Liability Insurance is for businesses that manufacture, wholesale, distribute, and retail a product. This coverage protects against financial loss as a result of a defective product that causes injury or bodily harm.

Professional Liability Insurance is for businesses that provide services to customers. This coverage protects against financial loss as a result of malpractice, errors, and negligence.

Commercial Property Insurance is for businesses with a significant amount of property and physical assets. This coverage protects your business against loss and damage to company property due to a wide variety of events they can include fire, smoke, wind and hailstorms, civil disobedience and vandalism.

Home-based Business Insurance is for business that are run out of the owner’s personal home. This coverage is added to homeowner’s insurance as a rider can offer protection for a small amount of business equipment and liability coverage for third-party injuries.

Business Owner’s Policy is for small business owners, but especially home-based business owners. This business owner’s policy is an insurance package that combines all of the typical coverage options into one bundle.

Worker’s Compensation Insurance is required by law for California employers who have one or more employees. Worker’s Compensation Insurance provides basic benefits, including medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits and a return-to-work supplement, and death benefits.